You only can beat them if you don’t get sick, but sooner or later, you or a member of your family will get sick and you will be faced with enormous hospital expenses that could eat a large chunk out of your savings. You may not feel it now because you are still very healthy and could really care less about hospital bills and medical expenses. If you really don’t want to incur huge hospital bills and other medical expenses, you should get a health plan to cover you and your families in cases of illnesses and other medical emergencies. Do not even think that getting a health plan is but another type of expense that you can do without. Remember that if you or a member of your family get sick and you don’t have any health care coverage, you could lost a lot more money than what you would pay for a health plan. Getting sick is an inevitable event. You may not get sick now but somewhere in the future, you might to be hospitalized for one reason or another. It is always a good idea to preface for future events. There is really no point in scrimping on cost when it comes to health plans. Where should one get a health plan? There are many insurance companies that are offering health plans. If you want to get a health plan, you should first shop around and ask information regarding the services being offered by reputable insurance companies. Always go for those insurance companies that have good track record when it comes to delivery of services. Also, in gathering information, it would be a good idea to ask the insurance representative for further explanations on the products in order for you to fully understand their services. Now, once you have all the information you need, compare their services and prices. You can always get the best out of your money if you compare prices. Believing in good balanced diet, taking vitamins and minerals. Daily exercise, yoga, stretching, breathing exercises, drinking enough water, meditation, relaxation, positive thinking, and trying to be happy.